• David Tarry MBA

The Comeback Kids?

The extraordinary times we’ve been experiencing recently reminds me of the famous boxing quote: “Everybody’s got a plan until they get punched in the mouth.”

Imagine you were a first time buyer at the start of the year planning on purchasing a house in 2020. You’d been saving diligently, building up a decent deposit and then BANG! Along comes COVID-19 and puts everything, including your house buying plans, on the canvas.

Although things are starting to come round again, albeit a little slowly, you’ll find that many lenders have cut a lot of their higher loan-to-value (LTV) mortgages, meaning you now need a larger deposit to achieve the mortgage you need.

So what options are available to those who’re looking to get onto the property ladder, but who’re struggling to find a mortgage with a high street lender?

That’s where we step into the ring. We’re ideally placed to help first time buyers deliver their own knockout blow. With alternative solutions, such as the government’s Help to Buy initiative or through the shared ownership scheme, customers won’t have to throw in the towel on their home ownership dreams. Get in touch to find out more.