Missed Payments? Credit Issues? Not Sure...?
With nearly 200,000 a day approaching Citizens Advice Bureaux across the UK asking for help dealing with credit problems*, the size of the UK debt problem reaching nearly £1.7 billion* and the average debt per adult nearly £32,000*, it's really important that we all pay attention to the state of our credit record, what it says about us and perhaps most importantly that it's correct.
I've had many, many clients in the past who've had something negative recorded against them in error and whilst it's fairly easy to correct, it always takes a number of weeks in order to do so, and if you're looking to get a mortgage at the same time, that's definitely not a good situation to be in.
So, if you're curious about your own credit record, take a look by clicking the image to the left and find out for free - just to give you the peace of mind that everything's ok, if nothing else...
I always recommend using CheckMyFile, as not only does it contain the records from all 4 major credit reference firms, but it's also free for the first 30 days and has always been incredibly accurate. Let me know if I can help in any way.
* Source: https://themoneycharity.org.uk/money-statistics/